Pengaruh Teori Keynesian Tentang Pengelolaan Pendapatan Terhadap Kemandirian Finansial Mahasiswa di Program Studi Pendidikan Ekonomi Universitas Negeri Medan

(1) * Mica Siar Meiriza Mail (Universitas Negeri Medan, Indonesia)
(2) Vingky Dwi Pratama Mail (Universitas Negeri Medan, Indonesia)
(3) Vivi Safira Mail (Universitas Negeri Medan, Indonesia)
(4) Mentari Rezeki Ramadhani Mail (Universitas Negeri Medan, Indonesia)
(5) Zulfa Afifah Mail (Universitas Negeri Medan, Indonesia)
(6) Tasya Manurung Mail (Universitas Negeri Medan, Indonesia)
*corresponding author

Abstract


Penelitian ini mengkaji pengaruh teori Keynesian tentang pengelolaan pendapatan terhadap kemandirian finansial mahasiswa Pendidikan Ekonomi Universitas Negeri Medan. Teori Keynesian dipilih karena relevansinya dalam menjelaskan perilaku konsumsi dan tabungan. Menggunakan metode kuantitatif dengan teknik purposive sampling, 31 mahasiswa semester 5 dilibatkan dalam survei. Analisis regresi linear sederhana menunjukkan pengaruh positif dan signifikan (R²=0,515, p<0,001) antara pemahaman teori Keynesian dan kemandirian finansial. Hasil ini mengindikasikan bahwa 51,5% variasi kemandirian finansial dapat dijelaskan oleh pemahaman teori Keynesian. Kesimpulannya, peningkatan pemahaman teori ekonomi makro berkorelasi dengan peningkatan kemampuan pengelolaan keuangan pribadi mahasiswa, menekankan pentingnya pendidikan ekonomi yang aplikatif di tingkat perguruan tinggi.


Keywords


Teori Keynesian, Kemandirian Finansial, Mahasiswa, Pendidikan Ekonomi, Pengelolaan Pendapatan

   

DOI

https://doi.org/10.57235/ijedr.v3i1.4143
      

Article metrics

10.57235/ijedr.v3i1.4143 Abstract views : 198 | PDF views : 141

   

Cite

   

Full Text

Download

References


Blanchard, O., Amighini, A., & Giavazzi, F. (2017). Macroeconomics: A European perspective. Pearson.

Boone, H. N., & Boone, D. A. (2012). Analyzing Likert data. Journal of Extension, 50(2), 1-5.

Cole, S., Paulson, A., & Shastry, G. K. (2016). High school curriculum and financial outcomes: A quasi-experimental analysis of personal finance and mathematics courses. Journal of Human Resources, 51(3), 656-698.

Creswell, J. W., & Creswell, J. D. (2018). Research design: Qualitative, quantitative, and mixed methods approaches. Sage publications.

Dew, J., & Xiao, J. J. (2011). The financial management behavior scale: Development and validation. Journal of Financial Counseling and Planning, 22(1), 43-59.

Etikan, I., Musa, S. A., & Alkassim, R. S. (2016). Comparison of convenience sampling and purposive sampling. American Journal of Theoretical and Applied Statistics, 5(1), 1-4.

Grohmann, A., Klühs, T., & Menkhoff, L. (2018). Does financial literacy improve financial inclusion? Cross country evidence. World Development, 111, 84-96.

Hair, J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2019). Multivariate data analysis. Cengage Learning.

Jappelli, T., & Padula, M. (2013). Investment in financial literacy and saving decisions. Journal of Banking & Finance, 37(8), 2779-2792.

Johnson, E., & Sherraden, M. S. (2007). From financial literacy to financial capability among youth. Journal of Sociology & Social Welfare, 34, 119-146.

Keynes, J. M. (1936). The general theory of employment, interest and money. Macmillan.

Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5-44.

Mankiw, N. G. (2019). Macroeconomics (10th ed.). Worth Publishers.

McKinsey & Company. (2021). The future of work after COVID-19. McKinsey Global Institute.

Otoritas Jasa Keuangan. (2019). Survei nasional literasi dan inklusi keuangan 2019. OJK.

Razali, N. M., & Wah, Y. B. (2011). Power comparisons of Shapiro-Wilk, Kolmogorov-Smirnov, Lilliefors and Anderson-Darling tests. Journal of Statistical Modeling and Analytics, 2(1), 21-33.

Skidelsky, R. (2009). Keynes: The return of the master. PublicAffairs.

Stiglitz, J. E., & Walsh, C. E. (2006). Economics (4th ed.). W. W. Norton & Company.

Tavakol, M., & Dennick, R. (2011). Making sense of Cronbach's alpha. International Journal of Medical Education, 2, 53-55.

Wright, K. B. (2017). Researching Internet-based populations: Advantages and disadvantages of online survey research, online questionnaire authoring software packages, and web survey services. Journal of Computer-Mediated Communication, 10(3), JCMC1034.


Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Mica Siar Meiriza, Vingky Dwi Pratama, Vivi Safira, Mentari Rezeki Ramadhani, Zulfa Afifah, Tasya Manurung

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.