The Effectiveness of P2P Lending Regulation for Customer Protection in Indonesia

Authors

  • Laureen Aurora Hummerson Universitas Tarumanagara, Indonesia
  • Jennifer Jennifer Universitas Tarumanagara, Indonesia
  • Moody Rizqy Syailendra Putra Universitas Tarumanagara, Indonesia

DOI:

https://doi.org/10.57235/aurelia.v4i1.4482

Keywords:

Peer-to-Peer (P2P) lending, Financial Technology (fintech), Customers Protection, Indonesia

Abstract

This research discusses Peer-to-Peer Lending  in Indonesia, with a particular focus on the customer protection. With the rapid digitalization of financial technology in Indonesia, P2P lending platforms gain popularity among the society. However, this raises the concern on how effective Indonesia's regulation is on supervising the industry and protecting its users. A  comprehensive  analysis on the current regulatory framework established by the Financial Security Authority (OJK) and Indonesian Fintech Lending Association (AFPI). Identifying the gaps and issues that are risking the protection of the customers.

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Published

2024-12-30

Issue

Vol. 4 No. 1 (2025): January 2025

Section

Articles

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