Legal Institutions Facilitating Institutions as Determinants of Banking Operational Policy Direction

Authors

  • Arya Salwa Wardana Universitas Tarumanagara, Indonesia
  • Gunardi Lie Universitas Tarumanagara, Indonesia
  • Moody Rizqy Syailendra Putra Universitas Tarumanagara, Indonesia

DOI:

https://doi.org/10.57235/qistina.v2i1.538

Keywords:

Facilitating Institution, Banking System

Abstract

This study aims to examine the role of bank facilitating institutions and their functions in relation to the policy of banking business activities in Indonesia in carrying out the management system and work system of the bank. In this study the authors used explanatory qualitative research methods, data were obtained from official sources related to information regarding the roles and functions of facilitating institutions with Islamic banking financial institutions as well as from book reference sources and other relevant references. The author finds that overall the bank facilitator institution plays an important role as an institution that supports the running of Islamic bank activities in a proportional and orderly manner. And the authors found that according to LPS information, so far there have been no Islamic banks, especially those that have failed banks or banks whose existence needs to be saved. The essence of the role and function of the facilitating institution is very closely related to financial institutions. And each institution has different authorities, functions and duties in supervising, overseeing, protecting, resolving problems, issuing fatwas related to bank products and regulations regarding work systems. The main function of the bank facilitating institution is to support bank business activities so that they run effectively and in a sound and orderly manner.

References

Ahmad Ifham Sholihin. (2010). Pedoman Umum Lembaga Keuangan Syariah. Jakarta: PT Gramedia Pustaka Utama. hlm. 51.

Ali Rama, “Analisis Sistem Tata Kelola Syariah Bagi Perbankan Syariah di Indonesia dan Malaysia,” Jurnal Bisnis Islam 8:1 (2015): 87-120.

Amran Suadi dan Candra Mardi, Politik Hukum: Perspektif Hukum Perdata dan Pidana Islam Serta Ekonomi Syariah (Jakarta: Kencana, 2016), 44-45.

Andri Soemitra. (2010). Bank dan Lembaga Keuangan Syariah. Jakarta: Kencana. hlm. 40.

Fadel Muhammad, Reinventing Local Goverment: Pengalaman Dari Daerah (Jakarta: PT Elex Media Komputindo, 2008), 34.

Hasbi Hasan. (2012). Efektivitas Pengawasan Otoritas Jasa Keuangan Terhadap Lembaga Perbankan Syariah. Jurnal Legislasi Indonesia, 9/3. hlm. 385.

Iwan Hermawan, Metode Penelitian Pnedidikan Kuantitatif, Kualitatif dan Mix Methode (Kuningan: Hidayatul Quran Kuningan, 2019), 23.

Rizal Yaya et.al. (2009). Akuntansi Perbankan Syariah Teori dan Praktik Kontemporer. Jakarta. hlm. 28.

Sholihin, Ahmad Ifham. 2010). Pedoman Umum Lembaga Keuangan Syariah. Jakarta: PT Gramedia.

Situs resmi Bank Indonesia, https://www.bi.go.id.

Situs resmi IAI. https://www.iaiglobal.or.id/

Situs resmi Lembaga Penjamin Simpanan, https://www.lps.go.id

Undang-Undang Republik Indonesia nomer 21 Tahun 2011 tentang Otoritas Jasa Keuangan BAB I Pasal 1.

Wahyu Wibowo, Cara Cerdas Menulis Artikel Ilmiah (Bogor: PT Kompas Media Nusantara, 2010), 52.

Downloads

Published

2023-06-01

How to Cite

Wardana, A. S., Lie, G., & Syailendra Putra, M. R. (2023). Legal Institutions Facilitating Institutions as Determinants of Banking Operational Policy Direction. QISTINA: Jurnal Multidisiplin Indonesia, 2(1), 577–584. https://doi.org/10.57235/qistina.v2i1.538

Issue

Vol. 2 No. 1 (2023): June 2023

Section

Articles

Citation Check

License

QISTINA: Jurnal Multididiplin Indonesia is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

 Authors who publish with this journal agree to the following terms:

    1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
    2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
    3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).