The Effect of Murabahah and Musyarakah Financing on Profitability at PT BPRS HIK Parahyangan Period 2018-2022

Authors

  • Ira Ariyanti Sekolah Tinggi ekonomi Islam Ar-Risalah, Indonesia
  • Ganjar Santika Sekolah Tinggi Ekonomi Islam Ar-Risalah, Indonesia
  • Ikmal Mumtahaen Sekolah Tinggi Ekonomi Islam Ar-Risalah, Indonesia

DOI:

https://doi.org/10.57235/aurelia.v2i2.686

Keywords:

Murabaha, Musyarakah, Profitability

Abstract

The purpose of this study to be achieved, among other things, is to find out that murabahah financing has an effect on profitability at PT BPRS HIK Parahyangan. To analyze musyarakah financing has an effect on profitability at PT. BPRS HIK Parahyangan To analyze murabahah financing and musyarakah financing together, they affect the profitability of PT. BPRS HIK Parahyangan. This study uses a quantitative method, using statistical procedures. This research is descriptive analysis in nature, namely research that seeks to describe the current problem solving based on data. Based on the results of the study it can be concluded (1) murabahah financing has a positive effect on profitability, so it is concluded that the higher the murabahah financing, the higher the profitability income (2) musyarakah financing has significant effect on profitability. (3) murabaha and musyarakah financing have an effect. Based on the results of the F test that the statistical probability value is 0.000111 <0.05, so H0 is rejected and H1 is accepted. Thus it can be concluded that there is an influence of the independent variables (murabaha and musyarakah) on profitability.

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References

BPRS HIK Parahyangan annual financial report as well as 2023 https://www.hikparahyangan.co.id/ 10 March 2023

Moleong and Lexy. 2015. Qualitative research methodology. Bandung, PT Rosda Karya.

Sugiyono, Nur. 2017. Effects of Jakarta Mudharabah Financing, Cakrawal Publishing.

Sujarweni, 2018, Management of Islamic Law, Jakarta, Senayan Abadi.

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Published

2023-07-04

Issue

Vol. 2 No. 2 (2023): July 2023

Section

Articles

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