Pengaruh Suku Bunga Deposito Terhadap Keputusan Nasabah Dalam Memilih Deposito

Authors

  • Wasti Putriani Sormin Universitas HKBP Nommensen, Indonesia
  • Enzolina Kristiani Waruwu Universitas HKBP Nommensen, Indonesia
  • Evilina Sianturi Universitas HKBP Nommensen, Indonesia
  • Poppi Sry Rejeki Sihombing Universitas HKBP Nommensen, Indonesia
  • Hamonangan Siallagan Universitas HKBP Nommensen, Indonesia
  • Chrisnova Hasugian Universitas HKBP Nommensen, Indonesia

DOI:

https://doi.org/10.57235/hemat.v2i1.5288

Keywords:

Suku Bunga Deposito

Abstract

Perkembangan ekonomi di Indonesia saat ini saat cepat mengalami perubahan, agar perekonomian semakian meningkat dibutuhkan jasa keuangan untuk menunjang kegiatan masyarakat dalam bertransaki. Salah satu sumber dana utama pada bank adalah deposito. Simpanan deposito memiliki suku bunga yang lebih besar dari produk simpanan bank lainya. Simpanan deposito juga memiliki jangka waktu untuk menarik uangnya. Jangka waktu ini memberikan kesempatan bagi bank untuk menyalurkan kredit. Untuk menarik minat nasabah dalam memilih deposito, bank harus melakukan srategi meningkatkan keinginan untuk menggunakan simpanan deposito. Bunga deposito menjadi salah satu faktor utama untuk menarik minat nasabah untuk menyimpan dananya melalui deposito. dimana biasanya bunga deposito lebih besar dibandingkan dengan bunga simpanan lainya.

Downloads

Download data is not yet available.

References

J.B, Gupta. (2018). Banking Fundamentals.

Kasmir, D. (2016). Pengantar Manajemen Keuangan (2 ed.). Jakarta.

Laura smith. (2019). Investment Options.

Mark. J. (2020). Understending Bank Produts.

OJK. (2024). Dipetik November 05, 2024, dari sikapi.ojk.go.id: https://sikapi.ojk.go.id/FrontEnd/CMS/Category/121#:~:text=Dep

Rahman, A., Smith, m., & Thomson, R. (2019). Deposit Interenst Rates and Banking Sektor Performance. International Journal of Banking Studies, 156-170.

Simanullang, R. H., Natalia, N., Gaol, F. Y., Br.Tarigan, A. A., Nababan, C. F., Hasugian, C., & Siallagan, H. (2024). Pengaruh Tingkat Suku Bunga Dan Inflasi Terhadap Dana Deposito. JOURNAL OF Social Sciencce Research, 1-7. Diambil kembali dari https://j-innovative.org/index.php/Innovative

Yenis pabisha, D. (2023, Oktober). Analisis Pengaruh Tingkat Suku Bunga Deposito Terhadap Jumlah Nasabah Pada PT. Bank Rakyat Indonesia (Persero) Tbk Unit Pangli. Jurnal Manajemen Kreatif dan Inovatif, 1(https://ifrelresearch.org/index.php/jmki-widyakarya/article/download/1281/1328/4419).

Downloads

Published

2025-01-29

How to Cite

Sormin, W. P., Waruwu, E. K., Sianturi, E., Sihombing, P. S. R., Siallagan, H., & Hasugian, C. (2025). Pengaruh Suku Bunga Deposito Terhadap Keputusan Nasabah Dalam Memilih Deposito. Journal of Humanities Education Management Accounting and Transportation, 2(1), 876–883. https://doi.org/10.57235/hemat.v2i1.5288

Issue

Vol. 2 No. 1 (2025): Februari 2025

Section

Articles

Citation Check

License

  1. Authors certify that the work reported here has not been published before and contains no materials the publication of which would violate any copyright or other personal or proprietary right of any person or entity.
  2. Authors dont transfer or license the copyright of publishing to HEMAT: Journal of Humanities Education Management Accounting and Transportation Research to publish the article in any media format, to share, to disseminate, to index, and to maximize the impact of the article in any databases.
  3. Authors hereby dont agree to transfer a copyright for publishing to HEMAT: Journal of Humanities Education Management Accounting and Transportation a Publisher of the manuscript. 
  4. Authors reserve the following: 
    1. all proprietary rights other than copyright such as patent rights; 
    2. the right to use all or part of this article in future works of our own such as in books and lectures;
    3. use for presentation in a meeting or conference and distributing copies to attendees; 
    4. use for internal training by author's company;
    5. distribution to colleagues for their research use;
    6. use in a subsequent compilation of the author's works;
    7. inclusion in a thesis or dissertation;
    8. reuse of portions or extracts from the article in other works (with full acknowledgement of final article);
    9. preparation of derivative works (other than commercial purposes) (with full acknowledgement of final article); and
    10. voluntary posting on open web sites operated by author or author’s institution for scholarly purposes, but it should follow the open access license of Creative Common CC BY-NC License.