Konsep Investasi dalam Perspektif Manajemen Keuangan Syariah: Tinjauan Teori dan Prinsip Syariah

Authors

  • Nisa Nisa Sekolah Tinggi Agama Islam Negeri Bengkalis, Indonesia
  • Nur Fitri Sekolah Tinggi Agama Islam Negeri Bengkalis, Indonesia
  • Ririn Safitri Sekolah Tinggi Agama Islam Negeri Bengkalis, Indonesia
  • Repa Rianti Sekolah Tinggi Agama Islam Negeri Bengkalis, Indonesia
  • Renika Septia Putri Sekolah Tinggi Agama Islam Negeri Bengkalis, Indonesia

DOI:

https://doi.org/10.57235/bima.v2i1.4685

Keywords:

Investment, Principles, Criteria, Risks

Abstract

Wealth is a blessing from Allah to support human life. In Islam, the use of wealth is permitted as long as it is managed productively. One way to enhance the productivity of wealth is through investment, which involves allocating assets or money to gain future profits. Islam strongly encourages investment, as stated in the Qur'an and exemplified by the Prophet Muhammad (peace be upon him). Investment offers significant benefits, such as financial protection and wealth distribution to increase its value and utility. However, not all types of investments are permissible. Islam establishes principles, management, criteria, types, patterns, and risks as guidelines to differentiate between halal and non-halal investments. By adhering to these rules, Muslims can avoid prohibited practices and transform investment into an act of worship, provided it aligns with Sharia principles.

References

Adiwarman A. Karim Modul Certificate Islamic Finance Analysis, Islamic Finance and Islamic Capital Market Jakarta: Muamalat Institut, 199

Al-Qur'an surah Yusuf ayat 43-49

Al-Qur'an surah Al-A'raf ayat 31

Al-Qur'an surah At-Taubah ayat 34

Hadis riwayat Thabrani 458

Muhammad Dasar-dasar Keuangan Islam Yogyakarta: Ekonisia FE UII, 2006

Obaidullah dalam Muhammad Dasar-dasar Keuangan Islam Yogyakarta: Ekonisia FE UII, 2006

Thomas dalam Afzalur Rahman Doktrin Ekonomi Islam Jilid 1 (Terjemahan) Yogyakarta: PT Dana Bhakti Wakaf, 1995

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Published

2025-02-27

Issue

Vol. 2 No. 1 (2025): Januari 2025

Section

Articles

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